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Disclosure: John S. Kiley (ASIC Representative 255349) is an Authorised representative of Sambe Investments PTY LTD T/A Finchley & Kent (Australian Financial Services Licensee 478766) and JSK Wealth Solutions Pty Ltd (ASIC Representative Authorisation 345917) is a Corporate Authorised representative of Sambe Investments PTY LTD T/A Finchley & Kent (Australian Financial Services Licensee 478766). Disclaimer: The information contained within this communication is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, JSK Wealth Solutions Pty Ltd and Sambe Investments Pty Ltd t/a Finchley & Kent will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.